LRG Realty · Bell County

Homes for Sale in Harker Heights, TX

Harker Heights sits along US-190 adjacent to Killeen with a median sale price near $325,000 and roughly 65 days on market. The city of 34,128 draws Military families from Fort Cavazos and professionals seeking newer construction, strong retail along Heights Boulevard, and a slightly higher quality of life than neighboring Killeen.

Talk to an LRG Agent About Harker Heights
Market Data

Harker Heights Market Snapshot

$325K
Median Price
65
Days on Market
230
Active Listings
$160
Per Sq Ft
$1,400
Median Rent

Source: Redfin & RentCafe Q1 2026 estimates. Verify before making purchase decisions.

Census ACS 5-Year

Harker Heights Demographics

Population, income, and housing tenure for the city and surrounding Bell County.

Housing Tenure & Population
Owner-occupiedRenter-occupied
City vs County
  • Population34,128 / 385,000
  • Median household income$81,190 / $62,000
  • Median home value$290,000
  • Median age33.0 yrs
  • Population growth2.5% (2019–24)

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019–2023).

Drive Times

Harker Heights Commute Times

Harker Heights connects to Fort Cavazos via US-190 and to Temple via I-14/US-190.

DestinationDistanceOff-PeakRush Hour
Fort Cavazos (main gate)~8 mi via US-19010–15 min15–18 min
Killeen~5 mi via US-1908–10 min10–15 min
Temple~15 mi via US-19018–22 min22–28 min
Downtown Austin~70 mi via I-3570–75 min85–100 min

Drive times are approximate estimates from Harker Heights city center. Actual times vary by route and traffic conditions.

Buyer Briefing

Harker Heights at a Glance

✓ Why Buy in Harker Heights
Fort Cavazos proximity
10–15 min to the main gate. Harker Heights is the preferred suburb for officers and senior NCOs.
Newer housing stock
More new construction per capita than Killeen. Master-planned communities with modern amenities.
Heights Boulevard retail
The commercial corridor along Heights Blvd has H-E-B, Target, and restaurants — strong retail without driving to Killeen.
Higher income profile
Median household income of $81,190 is significantly above Killeen’s, reflecting the officer/professional demographic.
⚠ What to Watch For
Fort Cavazos dependence
The local economy is heavily tied to the military installation. BRAC risk (historically low but nonzero) affects all Killeen-area cities.
Distance from major metros
70 miles from Austin, 150+ from SA or DFW. Isolated from major urban job markets.
Bell County taxes
Effective ~2.10%. Combined with MUD overlays in newer subdivisions.
Limited walkability
Car-dependent. No walkable downtown core.

Flood data: FEMA Flood Map Service Center.

Costs & Timeline

What It Costs to Buy in Harker Heights

Property taxes
Harker Heights’s effective property tax rate runs approximately 2.10%. On a $325000 home that’s roughly $6,825/year before the homestead exemption. For current rates and exemption forms, visit the Bell Central Appraisal District.
Closing timeline
Cash transactions close in 14 to 21 days. Financed purchases run 30 to 45 days depending on lender and appraisal turnaround.
HOA presence
HOA $40–$100/month in master-planned communities. Skyline and Indian Trail typically no HOA.

Tax data: Bell Central Appraisal District, 2024 certified values.

Use our monthly payment stack checklist to estimate your all-in housing cost.

Where to Look

Harker Heights Neighborhoods

Bella Charis

Premier master-planned community with resort pool, trails. Homes $350s–$500s.

Purser Crossing

Newer community with homes from the $280s. Community pool and playground.

Dana Point

Established mid-range. Homes $250s–$350s.

Skyline

Affordable established near Heights Blvd. Homes from $200s.

Stone Creek

Newer subdivision. Homes from $300s.

Indian Trail

Established family neighborhood. Homes $220s–$320s.

Education

Harker Heights Schools

SchoolGradesEnrollmentDistrict
Skipcha ElementaryPK-5~650Killeen ISD
Montague Village ElementaryPK-5~620Killeen ISD
Hay Branch ElementaryPK-5~680Killeen ISD
Bellaire ElementaryPK-5~590Killeen ISD
SchoolGradesDistrict
Eastern Hills Middle School6-8Killeen ISD
Liberty Hill Middle School6-8Killeen ISD
SchoolGradesDistrict
Harker Heights High School9-12Killeen ISD
DistrictSchoolsEnrollment
Killeen ISD48~42,000

School data: GreatSchools.org & NCES Common Core of Data. Verify enrollment eligibility directly with the district.

Common Questions

Harker Heights Buyer FAQs

Median home price in Harker Heights?
Approximately $325,000, averaging $160/sqft — a step above Killeen for newer construction and amenities.
How far is Harker Heights from Fort Cavazos?
About 8 miles via US-190, 10–15 minutes to the main gate.
Best neighborhoods?
Bella Charis (premier master-planned), Purser Crossing (newer value), Dana Point (established). Stone Creek for new construction.
How does it compare to Killeen?
Harker Heights has newer housing stock, higher incomes, and stronger retail along Heights Blvd. Killeen has more inventory and lower entry prices.
School district?
Killeen ISD serves Harker Heights with 48 campuses and ~42,000 students. Harker Heights High is the dedicated campus.
Property taxes?
Effective ~2.10% (Bell County). Newer MUD areas may run higher.
Is there new construction?
Yes — Bella Charis, Purser Crossing, Stone Creek, and several builders along FM 2410.
Is Harker Heights in a flood zone?
Mostly Zone X. Nolan Creek tributaries carry Zone AE in limited areas.