VA Renovation and Construction Loans in Texas
Texas Veterans buying a fixer-upper can roll the purchase price and renovation costs into a single VA renovation loan with no down payment and no monthly…
Home Buying articles
Practical Texas real estate guides on Home Buying, written by the LRG team. San Antonio · Austin · Killeen
253 articles in Home Buying
HELOC in Texas: How a Home Equity Line of Credit Works
Connect with LRG → Texas does allow HELOCs, but the state's constitutional home equity rules create restrictions most borrowers don't expect. Lenders typically cap your available…
Property Surveys in Texas: What Buyers Need to Know
Connect with LRG → Texas does not legally require a property survey for every home purchase, but skipping one is a risk most buyers can't afford…
What Is a Backup Offer in Texas Real Estate?
Connect with LRG → A backup offer in Texas puts you under contract behind an existing buyer, and it becomes binding the moment the seller signs.…
Selling a Probate Property in Texas: Process, Timeline, and Costs
Connect with LRG → Educational Notice: The Levi Rodgers Group provides real estate transaction services, not legal or tax advice. The information below is for general…
How to Remove PMI From Your Mortgage in Texas
Connect with LRG → Texas homeowners can remove private mortgage insurance once their loan balance drops to 80% of the home's original value, and lenders must…
Dual Agency in Texas: What It Means and Why It Matters
Connect with LRG → Texas prohibits dual agency outright. Brokers who work both sides of a deal must instead operate as an intermediary, a legal status…
Bridge Loans in Texas: How Gap Financing Works for Move-Up Buyers
Connect with LRG → A bridge loan lets Texas move-up buyers tap their current home's equity to cover the down payment on a new property before…
What Happens at Closing When You Buy a House in Texas
Connect with LRG → Closing on a Texas home means signing roughly 100 pages of documents, wiring your remaining funds to the title company, and walking…
How to Make an Offer on a House in Texas: Step by Step
Connect with LRG → Making an offer on a house in Texas starts with a lender pre-approval letter and a completed TREC promulgated contract. A standard…
What to Expect From a Home Appraisal in Texas
Connect with LRG → A Texas home appraisal typically takes 30 to 45 minutes on-site, with the appraiser evaluating your property's layout, condition, updates, and comparable…
How to Counter an Offer on a House in Texas
Connect with LRG → A counter offer on a house in Texas resets the entire negotiation because accepting, rejecting, or modifying terms voids the original offer…
