Home Buying articles

Practical Texas real estate guides on Home Buying, written by the LRG team. San Antonio · Austin · Killeen

274 articles in Home Buying

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2026 Texas Homeownership Costs: Austin vs San Antonio vs Killeen

2026 Texas Homeownership Costs: Austin vs San Antonio vs Killeen

Connect with LRG → In 2026, total monthly ownership costs on a median-priced home range from roughly $1,500 in Killeen to over $2,500 in Austin, with…

Dec 2, 2025 17 min read
2026 First-Time Homebuyer Programs in Central Texas: San Antonio, Austin & Killeen

2026 First-Time Homebuyer Programs in Central Texas: San Antonio, Austin & Killeen

Connect with LRG → First-time buyers in San Antonio, Austin, and Killeen can stack statewide, county, and city down payment assistance programs in 2026. TDHCA's My…

Dec 2, 2025 16 min read
Texas Homestead Exemption 2026: Amounts, Eligibility, and How to File

Texas Homestead Exemption 2026: Amounts, Eligibility, and How to File

The Texas homestead exemption in 2026: the school exemption amount, added amounts for owners 65 and older or disabled, deadlines, and how to file Form 50-114.

Dec 2, 2025 8 min read
2026 Conforming Limit Projection: San Antonio Buyer Impact

2026 Conforming Limit Projection: San Antonio Buyer Impact

Connect with LRG → San Antonio's 2026 conforming loan limit is projected at $832,750 for a single-unit property, matching the standard baseline across all Texas counties.…

Nov 17, 2025 15 min read
Specially Adapted Housing (SAH) Grants for San Antonio Veterans

Specially Adapted Housing (SAH) Grants for San Antonio Veterans

Connect with LRG → VA Specially Adapted Housing grants give San Antonio Veterans with severe service-connected disabilities funding to build, buy, or modify a home for…

Aug 25, 2025 15 min read
San Antonio Middle Income Homeownership Program Guide

San Antonio Middle Income Homeownership Program Guide

Connect with LRG → San Antonio's Middle Income Homeownership Program sells newly built homes starting in the $160s to first-time buyers earning between 80% and 120%…

Aug 25, 2025 17 min read
TVLB Home Loan Program San Antonio

TVLB Home Loan Program San Antonio

Connect with LRG → The Texas Veterans Land Board (TVLB) home loan program offers San Antonio Veterans below-market mortgage rates through the only state-run housing assistance…

Aug 21, 2025 14 min read
Texas State Affordable Housing Corporation (TSAHC) Programs in San Antonio

Texas State Affordable Housing Corporation (TSAHC) Programs in San Antonio

TSAHC's My Choice Texas Home is the better fit for most Central Texas buyers because it has no occupation requirement. Homes for Texas Heroes serves teachers,…

Aug 18, 2025 13 min read
First Responders Homebuyer Assistance Program (FRHAP) in San Antonio

First Responders Homebuyer Assistance Program (FRHAP) in San Antonio

Connect with LRG → San Antonio's First Responders Homebuyer Assistance Program (FRHAP) provides down payment and closing cost assistance to eligible city police officers and uniformed…

Aug 15, 2025 14 min read
Homeownership Incentive Program 80 (HIP 80) in San Antonio

Homeownership Incentive Program 80 (HIP 80) in San Antonio

San Antonio wins on affordability and it is not close. The median home price sits near $275,000 — roughly $200,000 less than Austin — while steady…

Aug 15, 2025 12 min read
City of San Antonio Homeownership Incentive Program (HIP 120)

City of San Antonio Homeownership Incentive Program (HIP 120)

Connect with LRG → San Antonio's Homeownership Incentive Program (HIP 120) provides first-time buyers up to $15,000 toward down payment and closing costs. The assistance comes…

Aug 14, 2025 21 min read
How to Pass the VA Appraisal in San Antonio, TX (2025 Guide)

How to Pass the VA Appraisal in San Antonio, TX (2025 Guide)

Connect with LRG → Most San Antonio homes pass the VA appraisal without major issues, especially after the May 2025 rule changes relaxed standards on minor…

Jul 23, 2025 23 min read
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