If you’re a first-time homebuyer searching for a place that offers small-town charm with the conveniences of a nearby city, Schertz, TX might just be your perfect match. Located about 20 miles northeast of San Antonio, Schertz offers a welcoming community, top-rated schools, and a range of home prices that can fit many budgets.
With the average home price around $364,000, Schertz has become a hotspot for buyers—including families, retirees, and military personnel looking to use VA loans near Randolph Air Force Base.
In this guide, we’ll explore the best neighborhoods in Schertz, TX for homebuyers, highlighting everything from affordability to luxury features.
Why Schertz, TX Appeals to Homebuyers
Home to roughly 43,000 residents, Schertz stands out for its safe neighborhoods, high-performing Schertz-Cibolo-Universal City ISD schools, and an average home price around $364,000 (which is lower than many parts of San Antonio). Its proximity to Randolph AFB makes it an excellent choice for military families, especially those using VA loans (which often require no down payment).
Many families choose Schertz for its wide range of parks and walking trails, plus a manageable 30-minute commute into downtown San Antonio.
The combination of affordability, growth, and community amenities creates an appealing environment for both first-time buyers and those seeking more space.
Schertz is popular for its affordability, top schools, low crime, and quick San Antonio commute—making it a great pick for first-time homebuyers, military families, and anyone looking for a friendly suburban feel.
Top Neighborhoods in Schertz for Homebuyers
Schertz features several neighborhoods that cater to different budgets and preferences.
Here are the ones our research shows are most first-time buyer friendly while still offering great amenities.
| Neighborhood | Price Range | Size (Sq. Ft.) | Key Perks | Price/Sq. Ft. |
|---|---|---|---|---|
| The Crossvine | $350K–$500K | 2,000–2,800 | Pool, trails, modern homes | $180–$200 |
| Belmont Park | $300K–$400K | 1,800–2,500 | Affordable, family-oriented | $150–$170 |
| Rhine Valley | $320K–$450K | 2,000–3,000 | Spacious lots, quiet setting | $160–$180 |
| Riata | $380K–$550K | 2,500–3,500 | Upscale finishes, green spaces | $170–$190 |
1. The Crossvine: Modern Living with Charm
Price Range: $350,000–$500,000
Home Sizes: About 2,000–2,800 sq. ft.
Key Features: Resort-style pool, walking trails, community gardens
If you love the idea of newer construction but still want a cozy, established feel, The Crossvine might be perfect. It’s close to Randolph AFB and zoned to top-rated schools in Schertz-Cibolo-Universal City ISD. Amenities like the neighborhood pool and lush green spaces are ideal for relaxing weekends or hanging out with neighbors.
The Crossvine blends modern homes with community perks, making it a favorite for both families and first-time buyers seeking a move-in-ready option.
2. Belmont Park: Affordable Family Haven
Price Range: $300,000–$400,000
Home Sizes: About 1,800–2,500 sq. ft.
Key Features: Community pool, parks, budget-friendly homes
Belmont Park is known for its friendly atmosphere and relatively affordable homes. If you’re a first-time buyer worried about saving up a down payment, take note that some homeowners here successfully used a VA loan with no money down. A typical home includes enough space for a growing family, plus you’ll enjoy easy access to a community pool and local playgrounds.
Belmont Park is popular with cost-conscious buyers or families looking for spacious homes and a strong school district without overspending.
3. Rhine Valley: Spacious and Budget-Friendly
Price Range: $320,000–$450,000
Home Sizes: About 2,000–3,000 sq. ft.
Key Features: Larger lots, quiet streets, easy access to I-35
For first-time homebuyers who want more room to grow, Rhine Valley offers bigger houses and lots at prices that are often lower than in other suburbs closer to San Antonio. Many homes feature open-concept layouts and modern finishes, and the neighborhood’s proximity to I-35 makes commuting easier. This combination of space and affordability is a big draw for young families.
Rhine Valley offers bigger homes at more budget-friendly prices, perfect for buyers who need extra space or want to plan for future needs.
4. Riata: Upscale Starter Homes
Price Range: $380,000–$550,000
Home Sizes: About 2,500–3,500 sq. ft.
Key Features: Modern designs, neighborhood green spaces, upscale feel
Riata offers a higher-end look without the sky-high price tag of some luxury communities. With contemporary architectural styles, well-maintained green spaces, and highly rated schools, this neighborhood is a solid pick if you want an “upscale starter home.” It’s often chosen by buyers looking to move up from smaller homes or those seeking a stylish property in a family-friendly area.
Riata is for homebuyers who want a bit of luxury in their first or second purchase, with modern designs and room to grow.
Comparing Schertz Neighborhoods
Use the table below to quickly see how these neighborhoods stack up in terms of price, size, and standout features.
Belmont Park is often the cheapest option, while Riata offers a more upscale feel. The Crossvine and Rhine Valley fall in between, with modern features and plenty of space.
Schertz Real Estate Trends for Homebuyers
Median Price (All Schertz): $364,000
Days on Market (Average): 59
Total Active Listings: 404
Price per Square Foot (Average): $164
Schertz remains a seller’s market—meaning homes can sell quickly, especially those under $400,000. Compared to San Antonio’s average price per square foot of around $230, Schertz offers better value for buyers looking for more living space or yard size.
Despite the seller’s market, buyers sometimes negotiate small discounts. For example, a recent home listed at $345,000 closed for $340,000. Keep an eye out for similar opportunities, especially if you’re pre-approved for a mortgage (or have a VA loan ready).
Home prices in Schertz are rising, but deals still appear—especially if you’re ready to act quickly in a seller’s market.
Frequently Asked Questions
What are the best neighborhoods in Schertz for first-time homebuyers?
The Crossvine, Belmont Park, Rhine Valley, and Riata are all solid choices, each offering different price ranges and amenities.
How much do homes cost in these Schertz neighborhoods?
On average, Schertz homes hover around $364,000, but prices can range from $300,000 to $550,000, depending on the neighborhood.
Can I use a VA loan in these neighborhoods?
Absolutely. Schertz is near Randolph AFB, and the 2025 VA loan limit in this area can be as high as $806,500, allowing many service members to buy with no down payment.
Which Schertz neighborhood is most affordable?
Belmont Park typically offers the lowest prices, generally between $300K and $400K.
Are Schertz neighborhoods good for families?
Yes. Many communities here are zoned to the Schertz-Cibolo-Universal City ISD, which has strong academic ratings and family-friendly parks.
How does Schertz compare to San Antonio in terms of home prices?
Schertz is generally cheaper, with an average price of $364K compared to $400K or more in some parts of San Antonio.
What if I need top-rated schools?
Belmont Park and The Crossvine are popular with families due to their proximity to highly ranked schools like Laura Ingalls Wilder Intermediate (often scoring 8/10 or higher).
Is now a good time to buy in Schertz?
It’s still a seller’s market, but well-prepared buyers (especially first-timers with mortgage pre-approval or VA eligibility) can find good deals if they move quickly.
Summary
Schertz, TX offers first-time homebuyers an excellent blend of affordability, community charm, and easy commutes.
Top neighborhoods like The Crossvine, Belmont Park, Rhine Valley, and Riata cover a broad price spectrum—from about $300,000 to $550,000—while still providing family-friendly amenities and top-rated schools.
Although Schertz is currently a seller’s market, attentive buyers can find homes at or slightly below asking price, especially if they’re prepared to act fast.
Key Takeaways
The Crossvine ($350K–$500K): Modern homes, resort-style amenities, close to Randolph AFB.
Belmont Park ($300K–$400K): Most affordable option, perfect for first-time buyers and families.
Rhine Valley ($320K–$450K): Bigger lots, budget-friendly homes, and easy commutes.
Riata ($380K–$550K): Upscale finishes and modern styles for a “starter luxury” experience.
Schertz Real Estate Stats:
Median home price: $364,000
Average days on market: 59
Seller’s market conditions, but small discounts do happen.
Family-Friendly: Great schools, parks, and community events make Schertz a standout choice for buyers with kids.
