Comanche Trace HOA Dues, Club Membership, and Building Restrictions
Comanche Trace and Boot Ranch both promise private-club Hill Country living, but they differ sharply in scale, price, and lifestyle. This overview highlights community size, pricing bands, amenities, and who tends to choose each neighborhood so you can quickly see which direction aligns with your budget and long-term plans.
Comanche Trace in Context
Comanche Trace is a 1,300-acre master-planned golf community in Kerrville with multiple neighborhoods, homesites, and club options.
- Offers garden homes, single family houses, and custom estates around a twenty seven hole private golf course.
- Appeals to full-time residents who want club access but also everyday proximity to Kerrville schools, services, and healthcare.
- Pricing spans a wide range, so buyers can match floor plans, views, and finishes to different long-term budgets.
Boot Ranch in Context
Boot Ranch, near Fredericksburg, is a lower-density luxury ranch community with large homesites and a nationally ranked private course.
- Focused on custom-built luxury homes, cabins, and compounds on generous acreage with long range Hill Country views.
- Membership is closely tied to ownership and emphasizes resort-level amenities, service, and generational family use.
- Typical price points start higher than Comanche Trace and extend into the upper seven figure range and beyond.
Lifestyle Differences
Both communities are golf-centric, but their everyday rhythms and social patterns feel different once you live there.
- Comanche Trace leans toward primary residences that balance golf with school, work, healthcare, and Kerrville community life.
- Boot Ranch often attracts second-home and legacy buyers who prioritize retreat, privacy, and curated multi-day visits.
- Event calendars in both neighborhoods emphasize golf, outdoor recreation, and social gatherings for owners and guests.
Quick Fit Check
A few questions narrow whether Comanche Trace or Boot Ranch is the better match for your next Hill Country home.
- Choose Comanche Trace if you want more price options, varied product types, and strong access to Kerrville services.
- Choose Boot Ranch if you want a more exclusive, low-density environment and are comfortable with luxury-level pricing.
- Clarify whether you prefer full-time living or a second-home base before planning tours or writing offers.
Key Takeaways
- Homeowners association dues in Comanche Trace vary by section and property type, funding shared landscaping, amenities, common areas, and association operations throughout the community.
- The master association may be supplemented by additional dues in villa or condominium style sections where exterior maintenance or private streets are included.
- The Club at Comanche Trace offers social, limited golf, and unlimited golf memberships so residents and non residents can match access with lifestyle and budget.
- As a non equity club, published membership materials emphasize that members are guaranteed no special assessments for capital projects or operations.
- Building and remodeling follow Covenants, Conditions, and Restrictions and separate architectural guidelines that control home size, materials, roof forms, colors, and landscape standards.
- Prospective buyers should review CC and Rs, resale certificates, and membership plans early so HOA dues, club costs, and building rules align with long term plans.
How HOA Dues Work in Comanche Trace
HOA dues in Comanche Trace support the shared pieces of the neighborhood that individual owners could not easily manage alone. The master association, overseen by the Comanche Trace Ranch Community Association, maintains entries, landscaping, lakes, trails, and community areas. Some sections also have sub associations, especially for villas or condominium style homes where exterior maintenance or private streets are included. Buyers should treat dues as part of the monthly payment, not an afterthought, and confirm amounts by address before they write an offer.
- Master association dues: Many listings report annual association amounts in the mid eight hundred dollar range, with exact figures depending on street, lot size, and amenities around the home.
- Section specific dues: Villas and similar sections can layer additional dues that may cover exterior care, irrigation, private streets, or insurance for shared structures, so they must be reviewed carefully.
- Closing related fees: Management certificates, transfer charges, and enhancement fees can appear at closing, so buyers should ask their agent and title company for a full estimate early.
- Resale certificates: Texas resale packets summarize dues, rules, budgets, and any current violations, making them one of the most important documents you will receive during the process.
- Annual increases: Budgets and minutes reveal whether the association expects dues to rise, which helps you keep long term carrying costs inside a comfortable range for your household.
Club Membership Tiers and Amenities
The Club at Comanche Trace is separate from the HOA but closely tied to the lifestyle many owners want. Membership options range from social categories to limited and unlimited golf, with choices for residents and non residents as described by The Club at Comanche Trace. Members enjoy chef driven dining at Pinnacle Grill, a fitness center, pool, tennis, pickleball, private river park access, and a full calendar of events. Published materials highlight that the club is non equity and guarantees no assessments for members.
- Social membership: Social categories typically include dining, fitness center, group classes, pool, tennis, pickleball, and access to member events without regular golf privileges.
- Limited golf membership: Limited golf options usually allow a set number of rounds each month with time restrictions, plus full access to practice facilities and non golf amenities.
- Unlimited golf membership: Unlimited golf tiers open up regular play on the twenty seven hole course along with practice facilities, social events, and other club amenities for frequent golfers.
- Resident and non resident options: Some memberships are tailored to local residents, while others serve owners or members who live outside a defined radius or use the club seasonally.
- No assessment guarantee: As a non equity club, membership materials emphasize that members will not be charged additional assessments for capital improvements or operating costs.
Comanche Trace Homebuyer Guides
- Custom building in Comanche Trace – Step-by-step guide to lots, builders, ARC design review, and budgets.
- First-time buyer guide for Comanche Trace – Key considerations for first-time buyers choosing homes in Comanche Trace.
- Comanche Trace vs. Boot Ranch comparison – Compare pricing, amenities, lifestyle, and exclusivity between Comanche Trace and Boot Ranch.
- Comanche Trace HOA dues, club fees, and rules – Breakdown of HOA dues, club memberships, and building restrictions affecting owners.
- Homes for sale in Comanche Trace, Kerrville – Current homes for sale, pricing trends, and amenities overview in Comanche Trace.
CC and Rs, Architectural Review, and Building Standards
Every home and homesite in Comanche Trace is subject to Covenants, Conditions, and Restrictions, which the Texas State Law Library describes as restrictive covenants that govern many HOA communities, along with separate architectural guidelines. These documents help protect property values by keeping building quality, materials, and design consistent across the community. An Architectural Review Committee evaluates new construction, additions, and significant exterior changes to ensure plans align with established standards. Although not all details are public online, owners and buyers can request the governing documents from the association or through resale packets.
- Minimum home size: Many interior and golf course sections require a minimum air conditioned square footage, with some estate areas expecting larger footprints for main residences.
- Exterior materials and colors: Guidelines typically address approved masonry, siding, roofing, and color palettes, helping homes feel cohesive while still allowing individual architectural expression.
- Setbacks and height: CC and Rs and plats specify setbacks from streets, neighboring lots, and golf corridors, plus maximum heights that protect views and privacy throughout the development.
- Landscape and lighting: Standards often cover tree preservation, irrigation, plant selection, and exterior lighting to keep streetscapes attractive and reduce glare on neighboring homes and fairways.
- Larger estate lots: Certain phases feature lots of about one to one and one half acres, which allow more expansive designs but still require compliance with guidelines and ARC approvals.
Ownership and Membership Cost Scenarios
Because HOA dues and club memberships are layered on top of principal, interest, taxes, and insurance, running example scenarios is essential. Instead of guessing, it helps to model how a garden home with social membership compares to an estate home with unlimited golf. Start with realistic price points, then add estimated dues, memberships, and tax projections from the Kerr Central Appraisal District with room for increases over time so the final monthly range still leaves margin for travel, savings, and maintenance.
To visualize these ranges, combine real listings with tools like the Mortgage Calculator, the Affordability Calculator, and the Home Sale Calculator if you need to sell another property. Then sense check the results with an agent who regularly works in Comanche Trace and similar Hill Country communities.
| Scenario | HOA dues profile | Club membership choice | Planning notes |
|---|---|---|---|
| Garden home, lock and leave | Master dues plus possible villa dues that may include exterior maintenance and landscaping for smaller lots. | Social membership for dining, fitness, pool, and events without regular golf rounds. | Useful for owners who travel frequently or split time between Kerrville and another home. |
| Interior single family home | Master dues only or modest sub association dues, depending on street and section. | Limited golf membership for occasional play plus full social and practice access. | Balances predictable dues with enough golf to stay connected to the club and neighbors. |
| Estate home on larger lot | Master dues and possible higher section dues, especially for larger common areas and entries. | Unlimited golf membership for frequent play and participation in tournaments and leagues. | Best suited for owners who treat Comanche Trace as a primary residence and golf several times each week. |
- Model conservatively: Use the higher end of estimated dues and membership ranges so rising costs do not strain your future budget.
- Plan for upgrades: Reserve monthly funds for landscaping, furnishings, or eventual remodeling that keep your home competitive in resale cycles.
- Consider flexibility: Choose membership tiers that fit your current life but can be adjusted if travel, work, or health needs change later.
- Ask detailed questions: Have your agent press for current dues, capital plans, and any pending changes before you finalize terms or option periods.
Key Documents and Who Provides Them
Understanding obligations in Comanche Trace means reviewing more than a sales flyer because several core documents outline rights, responsibilities, design rules, and costs. Some originate from the Comanche Trace Ranch Community Association, while others come from the club, the title company, or state databases such as the Texas HOA management certificate database. Requesting them early gives you time to ask questions, renegotiate if needed, and keep copies in a folder you can reference during ownership.
| Document | Primary source | What it covers | When to review |
|---|---|---|---|
| CC and Rs and amendments | HOA or title company | Use restrictions, maintenance obligations, association powers, and enforcement tools for the community. | Before the end of your option period or contingency window. |
| Architectural guidelines | HOA or architectural review | Design standards for homes, additions, exterior changes, and landscaping across phases. | Before buying a lot or planning significant remodel work. |
| Resale certificate | HOA management or title company | Current dues, budgets, reserves, insurance summary, and status of violations or litigation. | During contract but before commitment to close. |
| Club membership plan | Club membership office | Membership categories, privileges, deposits, monthly dues, and rules for upgrades or resignations. | Before selecting a membership category or assuming obligations in a sale. |
- Keep everything together: Store digital and paper copies so future remodels, refinances, or resale conversations go more smoothly.
- Verify consistency: Make sure listing remarks, verbal statements, and documents all agree on dues, fees, and required memberships.
- Clarify gray areas: If a rule seems unclear, ask the association or architectural review in writing so you have a record.
- Review annually: Revisit documents after any major amendment, dues change, or club update to stay current on obligations.
How to Evaluate HOA, Membership, and Building Fit
Choosing the right combination of home, dues, and membership in Comanche Trace is easier when you follow a simple process. Start by deciding how often you expect to use the club, how long you plan to stay, and how important building flexibility is for you. Then layer in realistic HOA dues and membership estimates and compare them with your long term budget. Finally, weigh whether you prefer the certainty of an existing home or the customization of a new build.
- List lifestyle priorities: Rank golf, social events, travel, and low maintenance living so you can match them with property and membership choices.
- Run full payment scenarios: Use LRG calculators to combine principal, interest, taxes, HOA dues, utility estimates, and desired membership tiers into a single monthly range.
- Test build versus buy: Compare the cost and timeline of constructing under guidelines with buying an existing home that already fits most of your needs.
- Consult local experts: Ask your agent, lender, and builder how similar owners structure dues and memberships to avoid surprises after closing.
The Bottom Line
Comanche Trace offers more than beautiful homes and golf. Ownership layers HOA dues, club options, and building standards that deserve careful attention before you sign.
By understanding how master and section dues work, how non equity memberships avoid assessments, and how CC and Rs shape homesites, you can plan realistic payments and design choices.
Use calculators, documents, and local professionals together so your next home or custom build in Comanche Trace fits both your lifestyle and your long term budget.
References Used
These sources provide the official and state level details behind Comanche Trace dues, club structure, covenants, and Texas HOA and property tax rules referenced throughout this guide.
- Community association: Overview of governance, common area maintenance, and architectural enforcement from the Comanche Trace Ranch Community Association homeowner website.
- Private club details: Membership tiers, amenities, non equity structure, and no assessment guarantee from The Club at Comanche Trace amenity page.
- Property valuation: Tax appraisal methods, exemptions, and property search tools available through the official Kerr Central Appraisal District site for Kerr County owners.
- State HOA records: Background on management certificates and statewide search access from the Texas HOA management certificate database maintained by TREC.
- CC and Rs context: Explanation of covenants, conditions, and restrictions in Texas from the Texas State Law Library property owners associations guide.
Related Guides
Frequently Asked Questions
How much are HOA dues in Comanche Trace?
HOA dues vary by section, lot, and property type. Many listings show master association dues in the mid eight hundred dollar annual range, with additional amounts possible for villas or condominium style sections. Always confirm current dues, fees, and any upcoming changes for the specific home you are considering.
Are HOA dues paid monthly or annually at Comanche Trace?
Most public listing data describes master association dues as an annual figure, sometimes billed in installments. Sub associations may use different schedules. Your resale certificate and management contact will show the exact billing frequency, due dates, and accepted payment methods for each association tied to your address.
What membership tiers does the Club at Comanche Trace offer?
The club markets several membership categories, including social memberships, limited golf options, and unlimited golf tiers for frequent players. There are also choices for residents and non residents. Each category carries its own deposit, monthly dues, and access privileges, so it is important to compare benefits against how you realistically plan to use the club.
Are club members responsible for special assessments?
The Club at Comanche Trace is described as a non equity club whose members are guaranteed no assessments. Instead of member assessments, capital planning is handled through deposits, dues, and ownership of the club itself. Always review the current membership plan and agreement to confirm how fees and improvements are funded before joining.
Do I have to join the club to live in Comanche Trace?
Owning a home in Comanche Trace and joining the club are related but separate decisions. Some homes may include or require certain membership types, while others simply provide the option to join. Your purchase contract, resale certificate, and membership office can clarify whether any specific membership is mandatory for a property.
What do CC and Rs control in Comanche Trace?
CC and Rs, together with architectural guidelines, control how property is used and developed across the community. They typically address home size, building placement, exterior materials, colors, fences, landscaping, and certain activities. These rules help protect property values and community character but also limit what you can build, store, or change on a lot.
How large can lots be in Comanche Trace?
Comanche Trace includes a mix of garden home sites, interior residential lots, and larger estate parcels. Marketing materials highlight estate sections with lots from about one acre to roughly one and one half acres. Exact sizes and allowed uses vary by phase and plat, so verify lot dimensions and restrictions for each property.
How can I get a copy of CC and Rs and design guidelines?
Buyers typically receive CC and Rs and architectural guidelines through the title company as part of the resale certificate package. Owners can request updated copies from the Comanche Trace Ranch Community Association or its management company. It is wise to review these documents carefully before planning major improvements, additions, or a new build.
What should I budget besides HOA dues and membership fees?
Along with HOA dues and any club membership, plan for property taxes, homeowner insurance, utilities, and regular maintenance. Custom homes or larger lots may carry higher landscaping, irrigation, and repair costs. When you run payment scenarios, include realistic estimates for all of these items so the total monthly commitment stays comfortable.
Is it better to buy an existing home or build new in Comanche Trace?
Buying an existing home offers faster move in, established landscaping, and clearer cost history. Building new lets you tailor layout, finishes, and orientation but requires patience and close coordination with architectural guidelines and the review committee. The best choice depends on your timeline, budget flexibility, and appetite for construction decisions.
