LRG Realty · San Antonio · Farms & Ranches
Farms and Ranches for Sale in San Antonio, TX
Farm and ranch listings near San Antonio include working agricultural operations, recreational ranchettes, and large acreage tracts in the surrounding Hill Country and south Texas brush country. Inventory ranges from 10-acre homesteads to multi-hundred-acre ranches with livestock infrastructure. Most farm and ranch properties sit outside Bexar County in Medina, Kendall, Comal, Wilson, and Atascosa counties.
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Farm and Ranch Properties Near San Antonio
Ag exemption economics
Most farm and ranch properties near San Antonio carry an agricultural tax exemption that reduces property taxes to a fraction of market-value rates. Maintaining the exemption requires active agricultural use such as livestock, hay production, or wildlife management. Losing the exemption triggers rollback taxes on the previous five years of savings.
Where inventory concentrates
Working ranches and larger acreage tracts cluster in Medina County to the west, Wilson and Atascosa counties to the south, and the Hill Country corridor through Kendall and Bandera counties. Smaller ranchettes and hobby farms appear closer to the metro in areas like Castroville, Floresville, and Bulverde.
Water and mineral rights
In Texas, surface rights and mineral rights can be separated. Before closing on any ranch property, confirm which rights convey with the sale. Water rights matter especially in the Hill Country where Edwards Aquifer permits govern groundwater use. A water well test and mineral title search should be part of every ranch transaction.
Financing differences
Farm and ranch properties above 10 acres typically require agricultural or rural lenders rather than conventional mortgage companies. Texas Farm Credit and similar institutions offer competitive terms for qualified agricultural borrowers. Down payments range from 15% to 30% depending on acreage and intended use. VA loans generally do not cover working farm or ranch purchases.
Agricultural exemption rules per Texas Tax Code Chapter 23. Water rights subject to Edwards Aquifer Authority and local groundwater conservation districts. Verify all rights and exemptions per parcel.
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Common Questions
Farm and Ranch FAQs
Can I use a VA loan to buy a ranch near San Antonio?
Generally no. VA loans are designed for residential properties, not working agricultural operations. If the property has a primary residence and a small amount of acreage, a VA loan may work, but large tracts with agricultural infrastructure typically require farm credit or rural lending.
What does an ag exemption save on property taxes?
The savings are substantial. A 50-acre tract near San Antonio valued at $500K might pay $10K or more in property taxes at market value but only $200 to $500 with an ag exemption. The exact savings depend on the county appraisal district’s agricultural productivity value for the land type.
What should I check before buying ranch land near San Antonio?
Verify water rights, mineral rights, fencing condition, road access, flood zone status, and ag exemption status. Confirm whether the Edwards Aquifer Authority governs groundwater on the property. Have the well tested for flow rate and water quality. Review any conservation easements or deed restrictions.
